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The only limits you see are the ones you impose on yourself. Dr. Wayne Dyer
Idea Transcript
The intent of this diagram is to provide you with a general understanding of how the Federal Employees Health Benefits (FEHB) Program, the Federal Employees Dental and Vision Insurance Program (FEDVIP) and the Federal Flexible Spending Account Program (FSAFEDS) work together. For specific information on each Program, visit www.opm.gov/insure.
Circle ‘Round Your Benefits
How to Get the Most Value from the Programs
FEHB Comprehensive medical insurance Dental benefits may be included Vision benefits may be included
FEHB and FSA
FSAFEDS
FEHB and FEDVIP
Save money on eligible out-of-pocket Lower your out-of-pocket costs on expenses. When you have FEHB and an dental and vision expenses with FEDVIP FSA, you can use money in your FSA coverage in addition to FEHB to pay for your eligible FEHB coverage. Your FEHB plan will be out-of-pocket expenses (such as the first payer for any copayments and coinsurance) dental and/or vision benefit and qualified medical costs payments they may and health care expenses FEHB, FEDVIP, and FSA also cover. that your FEHB may Save money on eligible out-of-pocket dental and vision not cover (such as expenses. When you have FEHB, FEDVIP, and an FSA, your chiropractic or FEHB plan will be the first payer of any benefit payments. hearing You can use your FSA to pay for any eligible out-of-pocket aids). expenses not covered by your FEHB or FEDVIP plan.
Save money using tax-free dollars. You can put aside $100 to $2600 in pre-tax dollars per year to pay for eligible health care services and items for you and your family that are not paid by your health, dental, or vision insurance.
Save money on eligible out-of-pocket dental and vision expenses after FEDVIP payments. When you have an FSA and FEDVIP, you can use money in your FSA to pay for your eligible FEDVIP out-of-pocket expenses (such as copayments and *Information on a coinsurance) and eligible expenses Dependent Care FSA is at that your FEDVIP plan may not cover. www.FSAFEDS.com
Vision - comprehensive vision insurance (such as yearly eye exam)