Idea Transcript
Resource Centre Welcome to your information hub! You've got enough to think about when it comes to managing your finances, so why not make the research part a little easier? Check our current rates or try out some of our simple calculators to help inform your investing choices. Or, if you've got a question about something in particular, you can check out our FAQs and get the answer at your fingertips.
Rates & Fees
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Borrowing Rates Residential mortgage rates are determined on a case-by-case basis, which allows us to offer you competitive options for your specific needs. Working with a mortgage broker will ensure you have all the information you Investments & Savings Rates need to make an informed decision on the option that is right for you.
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Fee Schedules
Effective January 18, 2018 Effective March 12, 2018 Prime Lending Rate Short Term Deposits
Investment Services Fee Schedule (Effective April 1, 2017) Community Trust Prime Lending Rate 3.45% Investment 30 - 59 60 - 89 90 - 119 120 - 179
Days Days Days Days Mortgage Servicing Fee Schedule (Effective January 1, 2017) $1,000-$24,999 0.25% 0.25% 0.30% 0.35% Tools & Resources
Posted Mortgage Rates
180 - 364 Days 0.65%
$25,000-$49,999
0.38%
0.38%
0.43%
0.48%
0.78%
$50,000+
0.50%
0.50%
0.55%
0.60%
0.90%
Calculators Term 6 Month 1 Year 2 Year 3 Year 4 Year 5 Year Mortgage Servicing Fee Schedule (Effective January 1, 2018) Rate
6.50%
3.34%
3.59%
4.15%
4.89%
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5.14%
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FAQs Cashable GICs Mortgage Calculators
All Rates are subject to borrowers meeting Community Trust’s lending criteria (this may include your credit score, income and property location) and are subject to change without notice.
Investment
Cashable after 30 days (Matures in one year)
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Media Segments
$1,000+ 0.90% Q: I submitted a form or application but haven't received a confirmation. What should I do? Mortgage Pre-Payment Penalty Calculator
If you’ve submitted a form or application but haven’t received a confirmation within 24 hours, it may be a good idea to reach out to one of our team members. You’re welcome to contact us at our general number or email 1-5 Year GICs* (available on the contact us page), or you can check the contact information on the form itself. Either way, we’ll get you in touch with the specialist to help. The Everyday Investor (November 30, 2016) RIF Calculator Investment 1 Year 2 Year 3 Year 4 Year 5 Year Ed Wells, Business Development Manager with Community Trust, recently appeared on The Everyday Investor, a Rogers TV program sponsored and co-hosted by our partners at Pro Funds. The segment aired on Rogers TV from December 2nd to December 9th, 2016, and focuses on how individuals can use their Registered Funds to invest in mortgages. $1,000-$4,999 2.21% 2.30% 2.41% 2.51% 2.76%
Q: I submitted a form or application but need to make a correction. Who do I contact?
TFSA Calculator $5,000-$49,999 2.46% 2.55% 2.66% 2.76% 3.01% If you need to make a correction to a form or application, reach out to us directly. You’re welcome to contact us at our general number or email (available on the contact us page), or you can check the contact information on the form itself. Either way, we’ll get you in touch with the specialist to help. $50,000+ 2.56% 2.65% 2.76% 2.86% 3.11%
TFSA Q: How do I make a complaint?
Investment 1 Year 2 Year 3 Year 4 Year 5 Year We hope this doesn’t come up, but in case it does we’ve done our best to make things simple for you. Click here for a full guide to making a complaint, and we’ll do everything we can to resolve it. $1,000-$49,999 2.46% 2.55% 2.66% 2.76% 3.01% $50,000+
2.56%
2.65%
2.76%
2.86%
3.11%
1 Year
2 Year
3 Year
4 Year
5 Year
$1,000-$49,999 2.46% 2.55% 2.66% 2.76% © 2018 Community Trust Company. All rights reserved. $50,000+ 2.56% 2.65% 2.76% 2.86%
3.01%
RRSP Investment
3.11%
RDSP Investment
1 Year
2 Year
3 Year
4 Year
5 Year
$1,000-$49,999
2.46%
2.55%
2.66%
2.76%
3.01%
Simply Real Estate (July 23, 2016) $50,000+ 2.56% 2.65%
2.76%
2.86%
3.11%
Join Community Trust President & CEO, Chris Humeniuk, and host Todd C. Slater as they discuss the role of Trust Companies and the value they add to investing.
RRIF* Investment
1 Year
2 Year
3 Year
4 Year
5 Year
$1,000-$49,999
2.46%
2.55%
2.66%
2.76%
3.01%
$50,000+
2.56%
2.65%
2.76%
2.86%
3.11%