No amount of guilt can solve the past, and no amount of anxiety can change the future. Anonymous
Idea Transcript
NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION ** LOAN APLICATION **
Date:_________________
LOAN INFORMATION: (Complete ALL shaded areas) New Loan (Loan #_________) Re-financing (Loan #_________)
Add-on
(Loan # __________) (plus L0)
$$ requested: _________________
$$ re-financing:________________
$$ adding on: ____________(_____)
# of months: _________________
# of months:
# of months:
Mo. Payment: _________________
Mo. Payment ________________
Interest rate: _________________ Interest rate:
________________
________________
__________________
Mo. Payment: __________________ Interest rate:
__________________
Collateral offered: Signature _____ Collateral offered: Signature ______ Collateral offered: Signature ______ or Titled property (describe): or Titled property (describe): or Titled property (describe): ____________________________ Purpose of loan:
____________________________ Purpose of loan:
______________________________ Purpose of loan:
____________________________
____________________________
______________________________
Loan Date __________________ 1st Payment Date __________________ Check # _____________ New Loan # ___________ New Add-On Total $_______________________________
APPLICANT INFORMATION: (Complete ALL shaded areas) In the last seven years, have you filed for bankruptcy? Name:___________________________________________________________ Address:_________________________________________________________ City:_________________________________State:__________Zip:_________ Primary Phone_______________________2nd Phone:____________________ DOB:_______________________ SSN:_______________________________ DLN:__________________________________________State:_____________ Town of Normal Dept. or Employer:__________________________________ Date Position:_________________________ Hired:______________ ID#_________ E-mail address:____________________________________________________
Yes__________ No_________ Do you currently have any judgments, garnishments or legal proceedings against you? Yes__________ No________ If this loan is collateralized,, have you attached the Bill of Sale? Yes_________ No_________ Have you attached a copy of a recent paycheck stub? Yes_________ No_________
Other Monthly Income?(2nd job): $______________ Check stub attached Yes______ No______ (Explain other income) ________________________ ___________________________________________ (Income from child or spousal support payments need not be revealed if you do not choose to have it considered as basis for repaying this loan obligation.)
TO BE COMPLETED BY CREDIT UNION ONLY TOTAL MONTHLY INCOME: $_______________ Below information as of:_____________________________________ CU Account #:_____________________ Deduction per pay ___________________________________
(Complete ALL shaded areas) Name of nearest relative or parent (NOT LIVING WITH YOU): _____________________________________________ Address:______________________________________________________________________________________ City:__________________________________State:_________Zip:________ Phone #:_______________________ Relationship:_______________________________________________ Co-Maker Information (If Applicable): (Complete ALL shaded areas) Name:____________________________________________________________ Address:__________________________________________________________ City:_________________________________State:__________Zip:__________
Cell Phone #:_______________________ In the last seven years, have you filed for bankruptcy? Yes__________ No___________ Do you currently have any judgments, garnishments of legal proceedings against you? Yes__________ No__________ Have you attached a copy of a recent paycheck stub(s) for main & 2nd jobs? Yes_____ No_____ Monthly Income: $___________________________
(Explain other income) _______________________ __________________________________________
Town of Normal Dept. or Employer:____________________________________ Hire Town Position:___________________________ Date:______________ ID #______
(Income from child or spousal support payments need not be revealed if you do not choose to have it considered as basis for repaying this loan obligation.)
CREDITOR INFORMATION: (Complete ALL shaded areas) I am indebted to the following creditors. (List all debts including mortgage/rent payments, loans, credit cards, medical bills. Include an extra sheet if necessary. Creditor
(Complete ALL shaded areas) I do, hereby, attest that the information submitted with this application is true and correct to the best of my knowledge. I understand that this application will be retained by NCEFCU whether it it is approved or not. As of January 22, 2013, I AUTHORIZE NCEFCU AND KCB INFO SERVICES, (11 N. 6TH, SUITE A, PEKIN, IL 61554, PHONE # 888-852-2574), to run a credit report to verify information indicated on loan application is complete and accurate. I understand and agree that I may be charged a $10.00 late fee in the event my monthly loan payment is late and thus causes my loan(s) to be delinquent. A payment is considered to be late if it is not received by the Financial Officer or Manager by 4:00 p.m. on the last business day of the month. I understand that failure to meet my financial loan obligation(s) to the credit union will result in repossession of collateral pledged, and/or legal action to include a judgment(s) and wage garnishment.
TO BE COMPLETED BY CREDIT UNION COMMITTEE: We approve this loan application in the amount and on the conditions requested by the above applicant. (Requires three signatures minimum) Comments:_______________________________________________________________________ ________________________________________________________________________________ Date Approved:__________________________ _______________________________________