PHP Insurance Services, Inc. [PDF]

For a relatively modest cost, the GEICO Personal Umbrella Policy provides the extra layer of liability protection that i

3 downloads 23 Views 655KB Size

Recommend Stories


Provider Directory - Bridlewood Insurance Services [PDF]
Aug 24, 2017 - Humana Value Plus HMO llame al departamento de Atención al cliente al 1-800-457-4708. Si usa un TTY, ...... Immunology. Intervencionista del desarrollo. Developmental. Interventionist. Litotricia. Lithotripsy. Medicina de electrodiagn

Producer, YourPeople, Inc., dba Zenefits FTW Insurance Services
Forget safety. Live where you fear to live. Destroy your reputation. Be notorious. Rumi

Insurance Recovery Services
We can't help everyone, but everyone can help someone. Ronald Reagan

Insurance Valuation Services
You're not going to master the rest of your life in one day. Just relax. Master the day. Than just keep

Crump Life Insurance Services!
Life is not meant to be easy, my child; but take courage: it can be delightful. George Bernard Shaw

Crump Life Insurance Services!
Love only grows by sharing. You can only have more for yourself by giving it away to others. Brian

rental research services, inc
Raise your words, not voice. It is rain that grows flowers, not thunder. Rumi

American Service Insurance Company, Inc
I want to sing like the birds sing, not worrying about who hears or what they think. Rumi

[PDF] Learn PHP 7
Why complain about yesterday, when you can make a better tomorrow by making the most of today? Anon

Idea Transcript


Umbrella Insurance Information Umbrella Insurance: What Is It?

Call Toll Free: 1 (800) 879-3838 Auto & Home

Health

Sign In

Commercial

Life & Financial Search

Covered California Open Enrollment begins November 1st

24/7 Support

Help

Medicare

VIP Membership Login

More

Enter keywords...

Home > Insurance Information > Personal Umbrella Insurance Information













Are you not really sure what an umbrella policy is? Certainly it doesn't protect you from the rain, right? So, what is it exactly? Well, umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future. It does this in two ways: 1. Provides additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. This protection is designed to kick in when the liability on these other policies has been exhausted 2. Provides coverage for claims that may be excluded by other liability policies including: false arrest, libel, slander, and liability coverage on rental units you own Back to top What Does Umbrella Insurance Cover?

Still a bit hazy on what an umbrella policy covers? Well, let's dig into the details a bit. Umbrella insurance provides coverage for injuries, damage to property, certain lawsuits, and other personal liability situations listed below. "That's all well and good," you're thinking, "but I have auto and homeowners insurance that covers some of these situations." True! But, umbrella insurance insures you above and beyond the limits of those policies and, in addition, it covers some situations that aren't covered by the other types of policies you have Back to top Here are examples of the types of coverages provided by an umbrella policy and how they protect you:

Bodily Injury Liability – covers the cost of damages to another person's body. Examples include the cost of medical bills and/or liability claims as a result of: injuries to other parties due to a serious auto accident where you are at fault, harm caused to others as a result of your dog (yeah, you probably should have taken him to obedience school), injuries sustained by a guest in your home due to a fall, or injuries sustained by a neighbor's child who falls while playing in your yard Property Damage Liability – covers the cost of damage or loss to another person's tangible property. Examples include the cost associated with: damage to vehicles and other property as a result of an auto accident where you are at fault, damage claims incurred when your pet rips a friend's priceless oriental rug to shreds, or accidental damage to school property caused by your child (hey, you can't disown them) Owners of Rental Units – helps protect against liability that you may face as a landlord. Examples include the cost of liability claims as a result of: someone tripping over a crack in the sidewalk of your rental property and suing you for damages, or your tenant's dog biting someone and you being held responsible for the injuries Coverage is also provided should you be sued for: slander – injurious spoken statement, libel – injurious written statement, false arrest, detention, or imprisonment, malicious prosecution, shock/mental anguish, and other personal liability situations Back to top Who Needs Personal Umbrella Coverage?

A Personal Umbrella insurance isn't just for the wealthy. It's for everyone. That's why we offer comprehensive and affordable protection If you drive a motor vehicle or you own a home or condominium, you're vulnerable to legal action and large judgments. If you have an ATV, RV, boat, or motorcycle, your need for extra protection is even more important Back to top Need An Example?

So, let's look at an example to help you better understand how an umbrella policy would work to protect you. Let's say you cause an auto accident and the cost of the injuries you cause to others is $1,000,000. Let's further say that the Bodily Injury limit on your auto insurance is $300,000. Your auto policy will cover $300,000 of the injuries. But who will cover the remaining $700,000? Your umbrella policy will. It will cover the amount above the limit set in your auto policy, up to the limit you choose for your umbrella policy. Now, isn't that peace of mind? So, in the event of a loss, you would first use your home, auto, or boat liability coverage (if they cover the situation), and then the umbrella policy would begin providing coverage. For a relatively modest cost, the GEICO Personal Umbrella Policy provides the extra layer of liability protection that is so vital to protecting your assets, your family, your lifestyle, and your future. That's a lot of protection! Back to top Why choose PHP Insurance Services?

Great protection at great price with multiple choices Extensive experience, utterly reliable High quality services and support 24/7 Back to top

CLICK TO CHAT CLICK TO TALK

Individual & Family Plan Applications Small Business Applications About Us About PHP Insurance Services Contact Us

Month 1

Date 1

Year 2015

Time 9:00 AM

Name: Phone: Email: We will contact you to confirm your appoinment. Thank you

GO Insurance FAQs Applications & Forms

Policy Service Center

More Info

24/7 Claims Reporting Online Billing & Payments Certificate of Insurance Policy Change Request Form Auto Policy ID Card Request Form Find A Local Provider Insurance Resource Glossary of Terms Personal Insurance Business Insurance Health & Financial Services Financial Calculators

ObamaCare Enrollment Get Appointment

We are open from Monday to Saturday.

Privacy Copyright Email Privacy Policy

Products

Policy Service Center

More About Us

More About Insurance

Auto & Home Insurance

24/7 Claims Reporting

VIP Membership

Insurance Services

Health Insurance

Online Billing & Payments

About Us

Insurance Carriers

Commercial Insurance

Certificate of Insurance

Contact Us

Independent Advantage

Life & Financial

Policy Change Request

Privacy Copyright

Insurance

Form

Medicare Insurance

Auto Policy ID Card Request

More...

Form Find A Local Provider

Privacy Statement Help 24/7 Support Site Map

Contact us

1 (800) 879-3838 1818 Tully Road, Suite 162A, San Jose, CA 95122 Monday - Friday: 8:00AM - 6:00PM Saturday: 8:00AM - 12:00PM or Appointment Phone: (408) 528-1528 Fax: (408) 528-9988 Lic# 0D04026

Smile Life

When life gives you a hundred reasons to cry, show life that you have a thousand reasons to smile

Get in touch

© Copyright 2015 - 2024 PDFFOX.COM - All rights reserved.