Idea Transcript
Tariff Guide February 2017
Tariff Guide February 2017 Tariff Tariff Guide Guide February February 2017 2017 Detailed listing of bank charges (Effective 20 February 2017) Detailed listing of bank charges (Effective 20 February 2017)
Detailed Detailed listing of listing bankofcharges bank charges (Effective (Effective 20 February 20 February 2017) 2017) Charge
VAT Excl
(ii) Deposit-Book Small/Large VAT Excl
International Transfers: Online (Inward & Outward) (ii) Deposit-Book PERSONAL BANKING BWP (min 50, max 350) Charge Charge VAT Excl VAT ExclBWP Small/Large (ii) Deposit-Book (ii) Deposit-Book International Transfers: Online (Inward & Outward) (iii) Stop/Standing Orders PERSONAL BANKING BWP USD (min max 75) Small/Large Small/Large Transfers: Online (Inward & Outward) BWP InternationalInternational Transfers: Online (Inward & Outward) (min 50, 5, max 350) (a) ACCESSIBILITY CHARGES Standing Orders(iii) to Own SCB Account PERSONAL PERSONAL BANKING FACILITATION BANKING BWP BWP Stop/Standing Orders Free GBP (min 5, max USD (min 5, max 75) 50) BWP max 350) BWP (min 50, max(min 350)50, (i) ATM Charges (a) ACCESSIBILITY FACILITATION CHARGES Standing Orders to Another Standing Orders toSCB OwnAccount SCB Account (iii) Stop/Standing (iii) Stop/Standing Orders Orders Free Free ZAR (min 50, 50) max 350) (min 5, max max 75) USD (min 5,USD max (min 75) 5,GBP ATM Charges (a) ACCESSIBILITY ACCESSIBILITY FACILITATION FACILITATION CHARGES CHARGES ATM Cash(a) Withdrawal Fee(i)SCB in Botswana 1.00 Standing Orders Standing Orders Another Standing to Own Orders SCB(Other to Account Own SCBtoAccount Standing Order Banks Local) SCB Free AccountFree25.90 Free (min 50, max 350) 100) max 50) GBP (min 5,GBP max (min 50) 5,ZAR EUR (min 20, max ATM Cash Withdrawal Fee SCB in Botswana (i) ATM Charges (i) ATM Charges 1.00 Standing Order (Other BanksFree Local) Standing to Another Orders SCB to Another Account SCBInternational) Account ATM Cash Withdrawal Fee SCB in Botswana* (Pay as you Go Account) 2.00 Standing Orders Standing Order (Other Banks Free51.50 25.90 EUR (min 20, max 100) max 350) ZAR (min 50,ZAR max(min 350)50, ATM Cash Withdrawal Fee SCB in Botswana* (Pay as you Go Account) ATM Withdrawal ATM CashFee Withdrawal SCBSCB in Botswana Fee SCB in Botswana 1.00 1.00 Standing Order (Other Banks25.90 International) Standing2.00 Order Standing (OtherOrder Banks (Other Local) Banks Local) 25.90250.0051.50 ATMCash Cash Withdrawal Fee International 25.75 EUR EUR (min 20, max(min 100)20, max 100) Dishonoured Standing Order (ii) Deposits ATM Cash Withdrawal Fee SCB International ATM Withdrawal ATM CashFee Withdrawal SCB in Botswana* Fee SCB (Pay Botswana* as you Go (PayAccount) as you Go Account) 2.00 2.00 Dishonoured Standing Order51.50 Standing25.75 Order Standing (OtherOrder Banks (Other International) Banks International) (ii) Deposits 250.00 51.50 ATMCash Cash Withdrawal Fee Non-SCB in in Botswana 4.00 Over-the-counter-cheque deposits Free ATM Cash Withdrawal Fee Non-SCB in Botswana 25.75 ATM Cash Withdrawal ATM CashFee Withdrawal SCB International Fee SCB International 4.00Dishonoured 25.75 Dishonoured Standing Order Standing Order Over-the-counter-cheque deposits (ii) Deposits (ii) Deposits 250.00 250.00 Free ATM Cash Withdrawal Fee International* 25.00 (f) LENDING CHARGES Over the counter cash deposit 0.30% ATM Cash Withdrawal Feein International* ATM Cash Withdrawal ATM CashFee Withdrawal Non-SCB Fee in Non-SCB Botswana Botswana 25.00 4.00 4.00 (f) LENDING CHARGES Over the counter cash deposit Free Over-the-counter-cheque deposits Over-the-counter-cheque deposits 0.30% Free ATMCash Cash Withdrawal Fee Non-SCB in Botswana* 3.88 (i) Mortgage/Construction ATM Cash Withdrawal Fee Non-SCB in Botswana* 25.00 ATM Withdrawal ATM CashFee Withdrawal International* Fee International* 3.88(f)CHARGES 25.00 (i) Mortgage/Construction (f) LENDING LENDING CHARGES Over cash the counter Over the counter depositcash deposit 0.30% 0.30% ATM Cash Withdrawal Fee International 25.75 Arrangement Fee (iii) Foreign Currency AccountsBusiness 0.78% of the loan min. 900, max 20,000 ATM Cash Withdrawal Feein International ATM Cash Withdrawal ATM CashFee Withdrawal Non-SCB Fee in Non-SCB Botswana* Botswana* 25.75 (i) Mortgage/Construction 3.88 3.88 Arrangement Fee (i) Mortgage/Construction (iii) Foreign Currency Accounts- Business 0.78% of the loan min. 900, max 20,000 MiniCash Statement request 1.50 Arrangement Fee - Priority MiniATM* Statement ATM* ATM Withdrawal ATM Cash Fee Withdrawal International Fee request International Violation ofofBusiness minimum balance 1.50 25.75 25.75 0.39% ofloan the loan, minmax 500, max 20,000 Arrangement Fee - Priority Arrangement Arrangement Fee Fee Violation minimum balance (iii) Foreign Currency AccountsBusiness (iii) Foreign Currency AccountsUSD10.35 0.39% of the loan, min 500, max 20,000 0.78% of the0.78% loan min. of the 900, max min. 20,000 900, 20,000 USD10.35 Issue of First Debit Card Free Issue of FirstATM* Debit Card Mini Statement Minirequest Statement ATM* request Free ***Custody of Non-discharged Deeds Full repayment 1.50 1.50 ***Custody of Non-discharged Deeds after Full repayment Arrangement Arrangement Fee - Priority Fee - Priority Violation of minimum balance USD10.35 USD10.35 EUR10.35 of minimum 30 per month 30 per month balance 0.39%after of the 0.39% loan, of min the 500, loan, max min 20,000 500, maxViolation 20,000 EUR10.35 Debit card Replacement (expiry,lost,stolen,misplaced) Issue of First Issue Debit of Card First Debit Card 51.50 Free Free Debit card Replacement (expiry,lost,stolen,misplaced) 51.50***Custody of***Custody Non-discharged of Non-discharged Deeds after Full Deeds repayment after Full repayment 30 per month 30 per month EUR10.35 EUR10.35 GBP5.18 GBP5.18 Balance Enquiry through SCB ATM* Debit card Enquiry Replacement Debit card Replacement (expiry,lost,stolen,misplaced) (expiry,lost,stolen,misplaced) 1.00 51.50 51.50 (ii)Auto Loan Balance through SCB ATM* 1.00 (ii)Auto Loan GBP5.18 GBP5.18 ZAR51.75 ZAR51.75 Balance Enquiry through Non SCB ATM and Phone Banking* Balance Enquiry Balance through Enquiry SCB through ATM* SCB ATM* 1.00 1.00 1.00 Arrangement Fee (ii)Auto Loan (ii)Auto Loan Amendments (incoming SWIFT transfers) 0.78% of the min. loan min. 900, max 6,800 Amendments (incoming Balance Enquiry through Non SCB ATM and Phone Banking* 1.00 ZAR51.75 ZAR51.75 Arrangement Fee SWIFT transfers) 0.78% of the loan 900, max 6,800 Declined ATM withdrawal (no funds) Balance Enquiry Balance through Enquiry Nonthrough SCB ATM Non and SCB Phone ATM Banking* and Phone Banking* 1.00 Free 1.00 Arrangement Fee - Priority Arrangement Arrangement Fee Fee Amendments (incoming SWIFT transfers) Amendments (incoming SWIFT transfers) 0.5% ofmin. the loan,max min 500, max 6,800 0.78% of the0.78% loan min. of the 900, loan max 6,800 900, 6,800 USD (min 5, max 75) Declined ATM withdrawal (no funds) Free Arrangement Fee - Priority 0.5% of the loan, min 500, max 6,800 USD (min 5, max 75) International Fee Declined ATM Declined withdrawal ATM (no withdrawal funds) Acquiring (no funds) 30.00 Free Free Arrangement Arrangement Fee Priority Fee Priority 0.5% of the 0.5% loan, of min the 500, loan, max min 6,800 500, max 6,800 GBP (min USD (min 5, max 75) 5, max 50) USD (min 5, max 75) International Acquiring Fee 30.00 GBP (min 5, max 50) International International Acquiring Fee Acquiring Fee 30.00 30.00 (iii) Personal Loan ZAR (min 50, max 350) GBP (min 5, max 50) GBP (min 5, max 50) (iii) Personal LoanFee ZAR (min 50, max 350) (ii) Point of Sale Machines Arrangement (iii) Personal (iii) Loan Personal Loan 0.78% of the loan min. 500, max 4,000 EUR (min 20, max 100) ZAR (min 50, max 350) ZAR (min 50, max 350) Point Machines Arrangement Fee 0.78% of the loan min.max 500, max 4,000 POS Local (ii)(ii)Point of of Sale (ii)Sale Point Machines of Transactions Sale Machines 0.25 Arrangement Fee - Priority Arrangement Arrangement Fee Fee (min 20, max 100) Amendments (outgoing transfers) 0.5% of the loan, min 500, max 4,000 0.78% of the0.78% loan min. of the 500, loan max min. 4,000 500, 4,000 EUR max 100) EURSWIFT (min 20, max(min 100)20, EUR POSTransactions Transactions Local 0.25 Arrangement Fee --Priority Priority POS Transactions Local* POS POS Transactions Local Local 1.00 Amendments (outgoing SWIFT transfers) USD (min 5, max 75) 0.25 0.25 0.5% ofloan, the loan, minmax 500, max 4,000 Arrangement Arrangement Fee - PriorityFee Amendments (outgoing SWIFT transfers) Amendments (outgoing SWIFT transfers) 0.5% of the 0.5% loan, of min the 500, max min 4,000 500, 4,000 POSTransactions Transactions Local* POS Transactions International* 1.00 POS POS Transactions Local* Local* 5.00 1.00 1.00 All Loans - Personal and Business (min 5, max 50) 75) USD (min 5, max max 75) USD (min 5,USD max (min 75) 5,GBP POS Transactions POS Transactions International* International* 5.00 5.00 POS Transactions International* Late Grace Period All Loans - All Personal All Loans Loans and --Repayment Personal Business and Business 5.00 Personal and Business 7days (min 50, max 350)50) max 50) GBP (min 5,GBP max (min 50) 5,ZAR GBP (min 5, max (iii) Internet/Online Banking Late Repayment charge on Loans Late Repayment LateRepayment Grace Repayment Period Grace 7days 7days Late GracePeriod Period EUR (min 20, 50, maxmax 100) 350) max 350) ZAR (min 50,ZAR max(min 350)50, 7days50.00 ZAR (min Sign up for Online Banking (iii) (iii) Internet/Online Banking Banking Free EMI bounce Late Repayment LateRepayment charge Repayment on Loans charge onon Loans 50.0050.00 200.00 (iii)Internet/Online Internet/Online Banking EUR max 100) EUR (min 20, max(min 100)20, EUR Late chargecharges Loans 50.00 (min 20, max 100) MonthlyBanking fee per user Sign up for Online Sign up Banking for Online Free Free Free Pre-approval letter EMI bounce EMI charges bounce charges (iv) General Business Accounts 24.00 200.00 200.00 Sign up for Online Banking Free EMI bounce charges 200.00 Monthly fee per Monthly user feeTransfers: per user Free Free Loan Administration Fees 24.00 Pre-approvalPre-approval letter letter SWIFT reporting (MT940/MT942) BWP 250/ USD30/ EUR25/GBP20/ ZAR250 *monthly* General Business Accounts (iv) General (iv) Business Accounts 50.00 24.00 Monthly fee per user To own account within the bank Free Pre-approval letter (iv)SWIFT General Business Accounts 24.00 10.00 BWP EUR25/GBP20/ 250/ USD30/ EUR25/ GBP20/ ZAR250 *monthly* Transfers: Transfers: Free BWP 250/ USD30/ BWPEUR25/GBP20/ 250/ USD30/ ZAR250 *monthly* ZAR250 *monthly* Document retrieval charges 50.00 Loan Administration Loan Administration Fees Fees reporting (MT900/MT910) SWIFT reporting (MT940/MT942) SWIFT reporting (MT940/MT942) 50.00 Transfers: BWP ZAR250 250/ USD30/ EUR25/GBP20/ ZAR250 *monthly* Loan Administration SWIFT reporting To bank third party within the bank To own account To own within account the within theaccounts bank BWP (MT940/MT942) 250/statements USD30/ BWPEUR25/ 250/ USD30/ GBP20/ GBP20/ *monthly* ZAR250 *monthly* Free Free Free Storagecharges ofFees reposessed cars 10.00 Document retrieval Document charges retrieval BWP EUR25/ 100/ USD15/ EUR10/ GBP5/ ZAR100 *monthly* Retrieval of account SWIFT reporting (MT900/MT910) SWIFT reporting (MT900/MT910) 10.0050.00 10 per day Tothird ownparty account the bank BWPZAR100 250/ USD30/ EUR25/ GBP20/ ZAR250 *monthly* Free Document retrieval charges SWIFT reporting Toaccounts other banks^ To Toaccounts thirdwithin party within the bank within the bank Free 10.00 Free Free Certificate ofcars interest Storage of reposessed Storage of cars reposessed BWP (MT900/MT910) 100/Setup USD15/ BWPEUR10/ 100/ USD15/ GBP5/EUR10/ GBP5/ *monthly* ZAR100 *monthly* Instruction Retrievalstatements of Standing account statements Retrieval of account 10 per day 10 per day 20.00 BWP350 Toother thirdbanks^ party accounts withinEnquiry the bank Free Storage reposessed cars BWP 100/ USD15/ EUR10/ GBP5/ ZAR100 *monthly* Balance Single To To other banks^ Free Free Free Retrieval ofSetup account statements Confirmation of Facility Settlement Balance) Certificate of Certificate interestof of interest 10 per20.00 day Premature withdrawal of Deposits StandingSetup Instruction Standing Instruction 20.00 (Zero 20.00 BWP350 BWP350 BWP350 To other banks^ Statement Balance Enquiry Balance Single Enquiry SingleRequest ^ Free Free Free Free (e.g.(Zero of an20.00 existing account/facility) Certificate interest Confirmation Letter Confirmation Confirmation of Facility of Settlement of Facility(Zero Settlement Balance) Balance) Demand Draft Issuance Standing Instruction Setup Premature of Deposits Premature withdrawal ofwithdrawal Deposits 20.0020.00 10.00 BWP350 0.25% min BWP50, max BWP500 BWP350 BWP350 Cheque Book Request ^ Statement Request Statement ^ Request ^ Free Free Free Certificate ofLetter an Facility existing (e.g. of account/facility) an existing account/facility) Balance Enquiry Single Confirmation Confirmation Letter (e.g. Clearance Free Stop payment/Cancellation Demand Draft Issuance Demand Draft Issuance Confirmation of Settlement (Zero Balance) 10.00 10.0020.00 30.00 Premature withdrawal of Deposits BWP106 0.25% min BWP50, 0.25%max minBWP500 BWP50, max BWP500 BWP350 Bill Payment Cheque Book Cheque Request Book Request ^ Free Free Free Settlement Quotation Clearance Certificate Clearance Certificate Investigation Transactions Stop payment/Cancellation Stop payment/Cancellation Statement Request ^^Utility Free 30.00 30.0010.00 30.00 of an existing account/facility) Confirmation Letter (e.g. BWP100 BWP106 BWP106 Demand Draft of Issuance 0.25% min BWP50, max BWP500 Credit Card Payment Utility Bill Payment Utility Bill Payment Free Free Free Settlement Quotation Settlement Quotation Photocopying of Documents (per sheet) Investigation of Transactions Investigation of Transactions 30.00 30.00 Cheque Book Request ^ Free Clearance Certificate BWP4.55 BWP100 BWP100 Stop payment/Cancellation 30.00 BWP106 Outward Telegraphic Transfers ^ Credit Card Payment Credit Card Payment Free Free Free (iv) Overdraft Full Bank History Report Photocopying of Documents (per sheet) Photocopying of Documents (per sheet) BWP18.18 BWP4.55 BWP4.55 Utility Bill Payment Free Settlement Quotation Investigation of Transactions 30.00 BWP100 Outward Telegraphic Outward Transfers Telegraphic ^ Transfers ^ Free (iv) Overdraft Free Arrangement - Secured OD (iv) Overdraft Full Bank History Report Full Bank History Report 1.25% of loan or min 300 BWP18.18 BWP18.18 Credit Card Payment Free Photocopying of Documents (per sheet) BWP4.55 (iv) Cellphone/Mobile Banking Salary Advance ArrangementArrangement - Secured OD - Secured OD (v) Cheque Collection 2.25% on withdrawal amount 1.25% of loan 1.25% or min of loan 300 or min 300 Outward Telegraphic Transfers ^fee Banking Free Salary Advance (iv) Overdraft Full Bankcollection History Report Subscription (iv) Cellphone/Mobile (iv) Cellphone/Mobile Banking 7.00Salary Advance BWP18.18 Free Inward local currency cheque (v) Cheque Collection (v) Cheque Collection 2.25% on withdrawal 2.25% on amount withdrawal amount Arrangement -(v) Secured OD Transfer between own accounts 1.25% of loan or minInward 300 collection SubscriptionSubscription fee fee Free 7.00 7.00 Credit Cards Foreign Currency Cheque Collection Cleared Overseas Inward collection local currency cheque local currency cheque 0.25% min BWP50,max BWP500 Free Free (iv) Cellphone/Mobile Banking Salary Advance Buy pre-paid airtime Transfer between Transfer ownbetween accounts own accounts Free Free (v) Credit Free Classic Card: Joining Fee (v)Courier Cheque Collection Cards (v) Credit Cards 2.25%103.00 on withdrawal amount Charges Foreign Currency Cheque Collection Cleared 0.25% Overseas Foreign Currency Cheque Collection Cleared Overseas BWP150BWP500 min BWP50,max 0.25% min BWP500 BWP50,max View the history of all my prepaid airtime Subscription fee Buy pre-paidBuy airtime pre-paid airtime Free 7.00 Free Free Gold Card:Fee Joining Fee Classic Card:Classic JoiningCard: Fee Joining Courier Charges Courier Charges Inward collection local currency cheque 149.35 103.00 103.00 BWP150 BWP150 Free balance on airtime a single account View the history Viewofthe allown history myCheck prepaid of the allairtime my prepaid Free Free Free Classic Card: Annual Fee 149.35 Gold Card: Joining Gold Fee Joining Fee Transfer between accounts Free Full Audit Confirmation BWP275 (v) Card: Credit Cards 103.00 149.35 Foreign Currency Cheque Collection Cleared Overseas 0.25% min BWP50,max BWP500 Check the on all my accounts Check the balance Check on theabalance single account on balance a single account Free Free Free Card:Fee Annual Fee Classic Card: Classic AnnualCard: Card: FeeGold Annual Full AuditCourier Confirmation Full Audit Confirmation BWP275 BWP275 Buy pre-paid airtime Free 103.00 103.00 Classic Joining Fee Charges 103.00149.35 BWP150 Mini statement Check the balance Check on the all balance my accounts on all my accounts Free Free Free Supple Cards: Joining Fee Gold Card: Annual Gold Card: Fee Annual Fee Liquidity Structures (Domestic Sweeping & Pooling) Free 149.35 149.35 View the history of all my prepaid airtime Free Gold Card: Joining Fee 149.35 Statement Request ^ Mini statement Mini statement Free Free Free Supple Cards : Annual Fee Supple Cards: Supple Joining Cards: Fee Joining Fee DomesticSweeping structure set-up (per structure) Liquidity (Domestic Structures (Domestic & Pooling) BWP1,000 Liquidity Structures &Sweeping Pooling) 30.00 Free Free Check the balance on a single account Free Classic Card: Annual Fee Full Audit Confirmation BWP275 103.00 Cheque ^ Book Request ^ Statement Request Statement ^ Request Free Free Free Card Replacement fee Supple Cards Supple : Annual Cards Fee : Annual Fee Monthly Service Fee (structure) BWP250 Domestic structure set-up (per structure) Domestic structure set-up (per structure) BWP1,000 BWP1,000 30.90 30.00 30.00 Check the Cheque balance on all my accounts Free Gold Card: Annual fee Fee Bill Payment Cheque Book Request Book ^Utility Request ^ Free 15.45 or 2.25% of149.35 the transaction amt whichever isMonthly higher Free Free Card Replacement Card Replacement fee Cash withdrawal Monthly FeeBWP250 (account) BWP250 BWP50 Service FeeService (structure) Monthly Service Fee (structure) 30.90 30.90 Mini statement Free Supple Cards: Joining Fee Liquidity (Domestic Sweeping & Pooling) Free amtiswhichever Account Transfers ^ Utility Bill Payment Utility Bill Payment Free Free Free 15.45 or 2.25% of or the2.25% transaction amt whichever higher is 15.45 of the transaction higher Service Cash withdrawal Cash withdrawal Monthly Service FeeStructures (account) BWP50 Monthly Fee (account) BWP50 Statement Request ^FX Rates Free Supple Cards Annual Fee Domestic structure set-up (per structure) BWP1,000 Account Transfers Account ^ Transfers ^ Free Free Free (g) :BUSINESS BANKING 30.00 Cheque Request ^ Free Card Replacement fee 0.3% of Deposits above P1030 max P618 FX Rates Book FX Rates Free Free (g) BUSINESS (g) BANKING BUSINESS BANKING Monthly Service Fee (structure) BWP250 Bulk Deposit Charge 30.90 (v) Other Accessibility Facilitation Charges of Deposits 0.3% above of Deposits P1030 BWP50 max above P618 P1030 max P618 Utility Bill Payment Free Accounts or 2.25% of the transaction amt whichever is higher Cash withdrawal(i) Business 15.45 Bulk Deposit Charge Bulk Deposit Charge Monthly Service Fee0.3% (account) Utility Bill Payment* (v) Other Accessibility (v) Other Accessibility Facilitation Charges Facilitation Charges 1.00 Monthly Account Maintenance Fee (i) Business (i) Accounts Business Accounts Account Transfers ^ ATM Virtual Accounts Free 51.50 ATM Utility Bill ATM Payment* Utility Bill Payment* 1.00 1.00 Monthly StatementsFee Monthly Account Monthly Maintenance Account Maintenance Fee Virtual Accounts Virtual Accounts FX Rates Free 51.50 51.50 Free (g) BUSINESS BANKING (b) CURRENT/SAVINGS MOBILISATION CHARGES Flat Charge per Entry Monthly Statements Monthly Statements (vi) Deposit Letters of Credit (inward - exports) 7.21 Free Free 0.3% of Deposits above P1030 max P618 Bulk Charge Current/Savings AccountsCHARGES (b) CURRENT/SAVINGS (b) CURRENT/SAVINGS MOBILISATION MOBILISATION CHARGES Book Flat Charge per FlatEntry ChargeCheque per Entry Advising commission (vi)Credit Letters of Credit (inward - exports) (vi) Letters of (inward - exports) P103.50 30.90 7.21 7.21 (v) Other Accessibility Facilitation Charges (i) Business Accounts (i) AllAccounts Current Accounts Current/Savings Current/Savings Accounts Sweep Cheque Book Cheque Book Confirming commission Advising commission Advising commission P103.50 P103.50 0.78% 3.60 30.90 30.90 ATM(i)Utility Bill Payment* 1.00 Monthly Account Maintenance Fee Virtual Accounts 51.50 Monthly Accounts Maintenance Fee (Excl Platinum Current Account) All Current (i) Accounts All Current Cash Deposit Sweep 50.00 Sweep Negotiation of documents Confirming commission commission 0.26% 0.78% 0.78% 0.3% of Deposits aboveConfirming P1000 max P618 3.60 3.60 Monthly Statements Freeabove Monthly Maintenance FeeAccount) - Platinum Account Monthly Maintenance Monthly Maintenance Fee (Excl Platinum Fee (Excl Current Platinum Current Current Account) 25.75 50.00 50.00 Salary Processing 0.3% of Deposits Cash Deposit Cash Deposit Amendments than extensions) Negotiation of documents(other 0.26% Negotiation of documents 0.26% 0.26% 3.09 employee above P1000 max per P618 0.3% of Deposits P1000 max P618 (b) CURRENT/SAVINGS MOBILISATION CHARGES Flat Charge per Entry (vi)Extension Letters oftenure Credit0.26% (inward - 0.26% exports) 0.26% Monthly Maintenance FeeCurrent - Pay AsAccount You Go Account25.75 Monthly Maintenance Monthly Maintenance Fee - Platinum FeeCurrent - Platinum Account 12.00 25.75 Salary Processing Salary Processing of (other than extensions) AmendmentsAmendments (other than extensions) 3.09 per employee 3.09 7.21 per employee Current/Savings Accounts Cheque Book (ii) Business Loans Monthly Maintenance - Priority Banking** Monthly Maintenance Monthly Maintenance Fee - Pay As Fee You- Go PayAccount AsFee You Go Account 206.00 12.00 12.00 commission0.26% P103.50 Confirmation ofSilent tenure Extension of Extension tenure Advising 30.90 0.50% 0.26% Monthly Fee - PriorityFee Banking** - Priority Banking** (i)Maintenance AllMonthly CurrentMaintenance Accounts 206.00 (ii) Business 206.00 Loan Arrangement Loans Business Loans Sweep(ii) Document commission examination Silent Confirmation Silent Confirmation P175.00 Confirming 0.50% 0.50% 0.78% 3.60 1% of facility amount All Savings Accounts Commitment fee Loan Deposit Arrangement Monthly Maintenance Fee(ii) (Excl Platinum Current Account) Administration Fee P175.00 50.00Loan Arrangement Document examination Document examination Cash P175.00 P50.00 1%amount of committed facility 1% of facility 1% amount facility Negotiation of documents 0.26% 0.3% ofofDeposits above P1000 max P618 Withdrawal Fee: (ii) All Savings (ii) Accounts All Savings Accounts Letter of Intent Commitment Commitment fee fee Administration Fee Fee Amendments P50.00 P50.00 100.00 Monthly Maintenance Fee - Platinum Current Account 1% of committed 1% of3.09 facility committed facility Administration 25.75 Salary Processing (other than extensions) 0.26% per employee Three Withdrawals per Quarter for Peo/Diva Savings Withdrawal Fee: Withdrawal Fee: Free Letter of Intent Letter of Intent (vii) Letters of Credit (outwards import) 100.00 100.00 Monthly Maintenance Fee - Pay As You Go Account 12.00 Extension of tenure 0.26% Subsequent Peo/Diva Savings withdrawals Three Withdrawals Three Withdrawals per Quarter for perPeo/Diva Quarter for Savings Peo/Diva Savings 51.50 Free Free (iii) Letters of Credit (inward - exports) Establishment of letter of credit 1.2% min P160.00 (vii) Letters of Credit (outwards import) (vii) Letters of Credit (outwards import) Monthly Maintenance Fee - Priority Banking** 206.00 (ii) Business Loans Silent Confirmation 0.50% Ordinary Savings Withdrawals Subsequent Subsequent Peo/Diva Savings Peo/Diva withdrawals SavingsAccount withdrawals 51.50 (iii) Free 51.50 Advising Commission Letters of (iii)Credit Letters (inward of Credit - exports) (inward - exports) P258.75 costofoncredit establishment Establishment of letter Establishment of letter ofSWIFT credit 1.2% min P160.00 1.2% min P160.00 103.00 Loan Arrangement Document examination P175.00 1% of 0.75% facility amount Violation of minimum balance Ordinary Savings Ordinary Account Savings Withdrawals Account Withdrawals Free Free Confirming Commission/Fee103.00 Advising Commission Advising Commission min P160.00 Extention or renewalP258.75 of letter of credit P258.75 1.2%, SWIFT cost on establishment SWIFT cost on establishment 103.00 (ii)ofAll Savings Commitment fee Administration Feeof of P50.00 1% of 0.25% committed facility Monthly Fee (Ordinary Savings) Violation minimum Violation balance of Accounts minimumMaintenance balance 50.00 Negotiation of Documents 0.75% Confirming Commission/Fee Confirming Commission/Fee 1.2%, min P160.00 1.2%, P160.00 1.2%, min P160.00 Increase of lettermin of credit orletter renewal of amount letter credit Extention or Extention renewal of of credit 0.75% Withdrawal Fee: Letter of Intent Monthly Maintenance - Waived for balance of P500+50.00 Tema Monthly Maintenance Monthly Maintenance Fee (Ordinary Fee Savings) (Ordinary Savings) 51.50 50.00 Amendments 0.26% Negotiation of Negotiation Documents of Documents(other than extensions) 100.00257.50 1.2%, minofP160.00 1.2%, Drawing commission on letter credit min P160.00 Increaseofofletter amount of letter of credit Increase of amount of credit 0.25% 0.25% Three Withdrawals Quarter for Peo/Diva Savings Free One Withdrawal perof month forTema Tema Savings Monthly Maintenance Monthly Maintenance -per Waived for -balance Waived for P500+ balance of P500+ Tema Free 51.50 51.50 Amendments Amendments (other thanCancellation extensions) (other thanFee extensions) 257.50 0.26% (vii) Letters ofletter Credit (outwards - import)At cost of the courier Couriering of documents Drawing commission on of0.26% credit Drawing commission on letter of credit N/A 257.50 Subsequent Tema withdrawal P175.00 One Withdrawal One per Withdrawal month for per Tema month Savings for Savings Tema Savings 30.90 Free Free Subsequent Peo/Diva Savings withdrawals Extension of Tenure At of cost of At courier cost of the courier Cancellation Cancellation Fee (iii) Letters Fee of Credit 51.50 (inward - exports) Revolving andof standby letter of the credit of documents Couriering ofCouriering documents Establishment letter credit 1% per 6months or part thereof 1.2% min P160.00 N/A N/A Subsequent Subsequent Tema Savings Tema withdrawal Savings withdrawal P175.00 credits P175.00 P400 30.90 30.90 Extension of Extension Tenure Commission ofDocument Tenure Examination Amendment toestablishment documentary Ordinary Savings Account Withdrawals Revolving and standby letter of credit Revolving and standby letter of credit Free Advising N/A 1% per 6months 1% per or 6months part thereof or part thereof P258.75 SWIFT cost on 103.00 (iii) Deposits P400 P400 Document Examination Document Examination Free Cancellation of letter of credit to documentary credits Amendment Amendment to documentary credits N/A N/A 0.75% Violation of minimum balance Confirming Commission/Fee 1.2%, min P160.00 Extention or renewal of letter of credit Cash Deposit (iii) Deposits (iii) Deposits Free (iv) Letters of Credit (outwards - imports) Free Free of letter ofamount credit of Cancellation Cancellation of letter of credit Monthly Maintenance Fee (Ordinary Savings) 50.00 Negotiation of Documents 1.2%, min P160.00 Increase of letter of credit 0.25% Cheque Deposits Cash DepositCash Deposit Free (iv) Free Free Establishment Letters of (iv)Credit Letters (outwards of Credit- (outwards imports) - imports) (viii) Foreign Bills (Collection Charges) 1% per 6months or part thereof Monthly Maintenance - Waived for balance of P500+ Tema 51.50 Amendments (other than extensions) 0.26% Drawing commission on letter of credit 257.50 Cheque Deposits Cheque Deposits Free Free SWIFT cost on establishment1% per 6months Establishment Establishment Outward collection Charges) Handling Bills Charges) (Collection (viii) Foreign(viii) BillsForeign (Collection 103.00 1% per or 6months part thereof or part thereof One Withdrawal per month for Tema Savings Free SWIFT costCancellation At cost of the courier Fee Couriering of documents N/A 1% per 6monthsOutward (c) INVESTMENT PROMOTION/INTERMEDIATION CHARGES or renewal on SWIFT establishment costExtension on establishment Documentary bills Outward collection Handling Handling or part collection thereof 0.52% 103.00 103.00 Subsequent Savings withdrawal P175.00 30.90Extension or Extension Tenureof amount Revolving and standby letter of 0.52% credit (i)PROMOTION/INTERMEDIATION Term Deposits 1% per 6months part thereof (c) INVESTMENT (c)Tema INVESTMENT PROMOTION/INTERMEDIATION CHARGES CHARGES Extension renewal of orIncrease renewal Clean Documentary billsbills Documentary bills 0.52% 1% peror6months or part thereof 1% per 6months 1% per or 6months part thereof partor thereof 0.52% P400 Charge for breaking Term Deposits (i) Term Deposits (i) Term Deposits to documentary Drawing Increase 250.00 of Document amount Increase ofExamination amount Commission N/A Inward collection handling Clean bills Clean billsAmendment 0.52% credits 0.52% 0.25% 1% per 6months 1% per or 6months part thereof or part thereof Charge(iii) for Deposits breaking Charge for Term breaking Deposits Term Deposits 250.00 250.00 Ammendment Drawing Commission Drawing Commission Free Cancellation ofbills letter of credit 0.52% Documentary Inward collection handling Inward collection handling 257.50 0.25% 0.25% (ii) Foreign Currency Accounts Cancellation Cash Deposit Ammendment Free Ammendment (iv) Letters of Credit (outwards257.50 - imports)257.50 0.52% Clean 0.52% 0.52% billsbills DocumentaryDocumentary bills N/A Monthly Maintenance Fee (ii) Foreign Currency (ii) Foreign Accounts Currency Accounts NAEstablishment Cancellation 0.52% 0.52% 0.52% Extention after maturity bills Clean bills(viii) Cheque Deposits Free Cancellation N/A N/A 1% per 6months or Clean Foreign Bills (Collection Charges) part thereof Violation ofFee Minimum Balance (Call) Monthly Maintenance Monthly Maintenance Fee NA NA (v) Foreign Bills (Collection Charges) 103.50 0.52% 0.52% Cable Charges Extention after maturity Extention after maturity SWIFT cost on establishment Outward collection Handling 103.00 500 Violation of Minimum Violation PROMOTION/INTERMEDIATION Balance of GBP Minimum (Call) Balance (Call) GBP 10 Bills Prime Rate Handling Fee: (v) Foreign (v) Foreign (Collection BillsCollection Charges) (Collection Charges) 103.50 103.50 Avalising of a bill Cable Charges Cable Charges 0.50% (c) INVESTMENT CHARGES Extension orOutward renewal Documentary bills 1% per 6months or part thereof GBP 500 GBP 500 USD 1000 USD15 GBP 10 GBP 10 Documentary BillsFee: for Collections Prime Rate Prime Rate 0.52% Outward Collection Outward Handling Collection Fee: Handling Avalising of a bill Avalising of a bill 0.50% 0.50% 0.50% (i) Term Deposits Increase of amount Clean bills 0.52% 1% per 6months or part thereof USD 1000 USD 1000 EURO 500 EURO 15 for Collections USD15 USD15 Clean Documentary Documentary Bills BillsBills for Collections (ix) Bonds/guarantees/Indemnities 0.50% 0.50% 0.50% Charge breaking Deposits Drawing Commission Inward collection handling 0.25%N/A ZAR 5000 EURO 500forEURO 500 Term ZAR 50 Bills EURO 15Bills EURO 15250.00 Inward Collection Handling Fee: Clean Clean Guarantees: (ix) Bonds/guarantees/Indemnities (ix) Bonds/guarantees/Indemnities 0.50% 0.50% Ammendment 0.52% Documentary bills ZAR 5000 ZAR 5000 ZAR 50 Collection ZAR 50 Documentary Bills Inward Inward Handling Collection Fee: Handling Fee: Shipping Guarantees (bill of lading Indemnities) Guarantees:Guarantees: N/A N/A 257.50 (ii) Foreign Currency Accounts Cancellation Telegraphic Transfers (Domestic & International) 0.52%min P100.00 Clean Documentary Documentary Bills BillsBills 1.035%, N/A Establishment ShippingClean Guarantees (bill of lading Indemnities) Shipping Guarantees (bill ofbills lading Indemnities) 0.25% GBP (min max 51.50) Monthly Maintenance Fee GBP NA 5.15 Telegraphic Telegraphic Transfers (Domestic Transfers&(Domestic International) & International) Clean Bills Clean Bills Extension after Maturity 0.52%min P100.00 1.035%, min1.035%, P100.00min P100.00 1.035%, Extention maturity Increase after of amounts Establishment Establishment 0.50% 0.25% GBP0.25% (min 5.15 GBP max (min51.50) 5.15 GBP 0.25% USDmax (min51.50) 10.30 max 77.25) Cable Charges Extension after Extension Maturity after Maturity Violation ofGBP MinimumUSD Balance (Call) P100.00min P100.00 1.035%, (v) Foreign Bills (Collection Charges) Extension of tenure 1.035%, min1.035%, 103.50min P100.00 Increase of amounts Increase of amounts 103.00 0.50% 0.50% Cable Charges EURO USD 0.25% USD0.25% (min 10.30 USD max (min 77.25) 10.30 Avalising Handling of a Bill Fee: Cable Charges Cable Charges 0.25% EUROmax (min 5.15 51.50) 1.035%, min1.035%, P100.00min P100.00 P50.00 ofClaims tenureprocessing Extension of Extension tenure Avalising GBP 500 USD 103.00 103.00 GBP77.25) 10 max Prime Rate Outward Collection of a bill fee 0.50%Prime ZAR EURO Avalising aAvalising Bill of a Bill 0.25% EURO 0.25% (minEURO 5.15 max (minZAR 51.50) 5.15(min max 51.50) Cancellation/Expired GTE P50.00 P50.00 Claimsfee processing fee Claims processing P20.00 0.25% 51.50 max of 360.50) Prime Prime USD 1000 EURO USD15 Documentary Bills for Collections 0.50% ZAR (vi) Bonds/Guarantees/Indemnities Swift advising Cancellation/Expired GTE Cancellation/Expired GTE P20.00 P20.00 0.25% ZAR0.25% (min 51.50 ZAR max (min 360.50) 51.50 max 360.50) P20.00 EURO 500ZAR EURO 15 Clean Bills (ix) Bonds/guarantees/Indemnities 0.50% (iii) Personal Accounts Guarantees (vi) Bonds/Guarantees/Indemnities (vi) Bonds/Guarantees/Indemnities Letter of Intent Swift advising Swift advising P20.00 P20.00 P100 ZAR 5000 ZAR 50 Inward Collection Handling Fee: Guarantees: N/A AccountAccounts Statement per Product Frequency (iii) Personal(iii) Accounts Personal Free Guarantees GuaranteesShipping Guarantees/Bill of Lading Letter of Intent Letter of Intent 1% per 6months or part thereof P100 P100 Documentary Bills Shipping Guarantees (bill of lading Indemnities) Interim Statement per page Account Statement Accountper Statement Product per Frequency ProductPrintout Frequency Free Free Establishment Shipping20.00 Guarantees/Bill Shipping Guarantees/Bill of Lading ofFee Lading 1% peror6months or part thereof 1% per 6months 1% per or 6months part thereof part thereof BANCASSURANCE PRODUCTS Telegraphic Transfers (Domestic & International) Clean 1.035%, min P100.00 Establishment Copy ofpage Past Account Statement per page Interim Statement Interim Printout Statement per Printout per page 20.60 20.00 20.00 Establishment Establishment FeeBills Ammendments Fee 1% per 6months 1% per or 6months part thereof or part thereof PERSONAL AND AUTO LOAN CREDIT LIFE INSURANCE FEES: BANCASSURANCE BANCASSURANCE PRODUCTS PRODUCTS 0.25% GBP (min 5.15 max 51.50) GBPof PastCopy Extension after Maturity 1.035%, P100.00 Copy of Deposit Slip per page Copy Account of Past Statement Account per Statement page 30.90 20.60 20.60 Increase of Amounts Increase of amounts Ammendments Ammendments 0.50%1% per 6months or part thereof PERSONAL PERSONAL AND AUTO LOAN AND AUTO CREDIT LOAN LIFE CREDIT INSURANCE LIFE INSURANCE FEES: FEES: minTotal Premium Total Tenure Insurance Premium USDof Deposit Over Slip the counter withdrawal0.25% for ALL USD Card Holders (Excl Priority) (min 10.30 max 77.25) Copy CopySlip of Deposit 30.90 30.90 Charges Increase 20.60 of Cable Amounts Increase of Extension Amounts of Tenure 1.035%, min P100.00 Extension of tenure 1% peror6months or partTenure thereof Insurance 103.00 1% per 6months 1% per or 6months part thereof part thereof the ChargeTotal (Monthly) Fee Rate of the Charge of the ofTotal the Rate of Premium Premium Total Tenure Insurance Admin Total Premium Premium Balance Enquiry theCard Counter Over the counter Over withdrawal the counter for withdrawal ALL CardOver for Holders ALL (Excl Holders Priority) (Excl Priority) 20.60 20.60max 51.50) Extension30.90 of Extension Tenure ofofaTenure EURO Avalising Bill 0.25% EURO (min 5.15 1% per 6months 1% per or 6months part thereof or part thereof P50.00 Claims fee Prime Tenure Personal Loan the of Loan Auto Loan Loan Rate ofthe the Auto Rate of the Charge the Charge of thePersonal Loan (Monthly) Admin (Monthly) Fee processing Admin Charge of the Charge ofof the Rate of Fee the of Rate Transaction processing through Call Centre Balance Enquiry Balance Over Enquiry the Counter Over the Counter 1.00 30.90 30.90 (vii) Performance/Tender Bonds ZAR Cancellation/Expired GTE Tenure Tenure of the P20.00 0.25% ZAR (min 51.50 max 360.50) Amount Amount Loan amount Amount LoanPersonal Personal Loan of the Loan Loan Personal Auto Loan Amount Auto LoanLoanPersonal Auto Auto Loan Bank Cheques (SCB Customer) Transaction processing Transactionthrough processing Call through Centre Call Centre 30.00 (vii) 1.00 (vii) Performance/Tender 1.00 Establishment Fee Performance/Tender Bonds Bonds 1% per 6months or part thereof Amount (vi) Bonds/Guarantees/Indemnities Swift advising P20.00 Amount Amount amount amount Amount Amount Amount Amount Audit Report Bank Cheques Bank (SCB Cheques Customer) (SCB Customer) 250.00 30.00 30.00 SME Facilities Establishment Establishment Fee Fee 1 1-12 0.94% 0.71% 1.07% 0.36% 1.30% 1% peror6months or part thereof 1% per 6months 1% per or 6months part thereof part thereof (iii) Personal Accounts Guarantees Letter of Intent P100 Audit ReportAudit Report 250.00 250.00 SME Facilities SME Facilities 1 1-121 1-12 0.94% 0.94% 0.71% 1.96% 0.71% 1.07% 2.48% 1.07% 0.36% 0.36% 1.30% 1.47% 1.30% 1% per 6months 1% per or 6months part thereof or part thereof 2 13-24 1.99% 0.52% Account Statement per Product Frequency Free Shipping Guarantees/Bill of Lading 1% per 6months or part thereof (d) TRADE FACILITATION CHARGES (h) TRANSACTION BANKING 2 13-242 13-24 1.96% 1.96% 1.47% 2.98% 1.47% 1.99% 3.64% 1.99% 0.52% 0.52% 2.48% 2.24% 2.48% 3 25-36 2.90% 0.66% Interim Printout page 20.00(h) TRANSACTION Establishment Fee 1% per 6months or part thereof (i) per Foreign Exchange Charges BANCASSURANCE PRODUCTS (d) TRADEStatement FACILITATION (d) TRADE FACILITATION CHARGES CHARGES (i) Internet Banking (S2B) (h) TRANSACTION BANKING BANKING 3 25-363 25-36 2.98% 2.98% 2.24% 3.98% 2.24% 2.90% 4.80% 2.90% 0.66% 0.66% 3.64% 2.99% 3.64% 4 37-48 3.81% 0.82% Copy of Past Account Statement per page 20.60 (i) Internet Ammendments Local SWIFT Bank Transfer (i) Foreign Exchange (i) Foreign Charges Exchange Charges 51.50 S2B – Setup (S2B) and implementation Banking (i) Internet (S2B) Banking PERSONAL AND AUTO LOAN CREDIT LIFE INSURANCE FEES: P300.00 4 37-484 37-48 3.98% 3.98% 2.99% 4.92% 2.99% 3.81% 5.94% 3.81% 0.82% 0.82% 4.80% 3.69% 4.80% 5 49-60 4.71% 1.02% Copy of Deposit Slip 30.90 Increase of S2B Amounts International SWIFT Transfer Local SWIFTLocal BankSWIFT Transfer Bank Transfer 103.00 51.50 51.50 Monthly Maintenance P300.00 fee S2B – Setup S2B and –implementation Setup and–implementation 1% per 6months or part thereof P300.00 P250.00 Premium Tenure Total 5.45%Total Premium 5 49-605 49-60 4.92% 4.92% 3.69% 5.90% 3.69% 4.71% 6.92% 4.71% 1.02% 1.02% Insurance 5.94% 4.43% 5.94% 6 61-72 1.02% 3% (min20.60 15.45) Purchase and saleCard of notes Over the counter for ALL Holders (Excl Priority) International International SWIFT withdrawal Transfer SWIFT Transfer 103.00 103.00 – Vasco Token Extension ofS2B Tenure S2B – Monthly S2B Maintenance – Monthly Maintenance fee fee(first Issue) Free P250.00 P250.00 1% per 6months or part thereof of the Charge Fee Rate of the Rate 6 61-726 61-72 (Monthly) 5.90% 5.90% 4.43% 4.43% 5.45% 5.45%of the Charge of the 1.02% 1.02% Admin 6.92% 6.92% 0.25% (min 50S2B max– 500) 3% (min 15.45) Foreign Cheque Purchase Purchase sale of notes and saleCounter of notes Purchase 3% (min 15.45) – Replacement VascoS2B Token – Vasco (firstS2B Issue) Token (first Issue) of approver Balance and Enquiry Over the 30.90 P103.50 Freedevice Free Tenure of the LoanFEES Auto Loan Personal Loan Auto Loan Personal Loan 0.25% (min 50 0.25% max (min 500) 50 max 500) Foreign draft/Cheque collection Foreign Cheque Foreign Purchase Cheque Purchase 148.47 S2B – Reactivation of expired user profile S2B – Replacement S2B – Replacement of approver device of approver device CREDIT CARD INSURANCE P50 P103.50 Transaction processing through Call Centre 1.00 (vii) Performance/Tender Bonds P103.50 Amount amount Amount Amount Amount Cheques, drafts and bills negotiated Foreign draft/Cheque Foreign draft/Cheque collection collection 51.50 148.47 148.47 30.00 S2BFee – user Reactivation of expired group profile S2B – Reactivation S2B – Reactivation of expired of expired profile user profile CREDIT CARD CREDIT INSURANCE CARD INSURANCE FEES AdminFEES P50 P50 P50 1% per Bank Cheques (SCB Customer) Fee Credit Life Total Establishment 6months or part thereof and returned unpaid Draft Replacement Cheques, drafts Cheques, and bills drafts negotiated and bills negotiated 51.50 51.50 S2B – Reactivation S2B – Reactivation of expired group of expired profile group profile P50 P50 Fees Credit Insurance Fee 1.07% Admin Fee Admin 1-12 Life Credit0.94% Life Premium Total Total Audit Report 250.00 SME Facilities 1Charge 0.71% 0.36% 1.30% 1% per 6months or Fee part thereof 0.25% (min 50 max 500) Draft Issued on Replacement Local Currency Account and returnedand unpaid returned Draft unpaid Replacement Draft S2B – Training post implementation P155.25 Charge Fees Charge Fees Premium Premium 0.1045% InsuranceofFee Insurance Fee 0.22% of the 1.99% 0.1155% of the the 2 13-24 1.96% 1.47% 0.52% 2.48% 0.25% max(min 500)109.18 50 max 500) S2B – Training Stop Draft Draft Issued Draft on Local Issued Currency on Local Account Currency Account 0.25% (min 50 S2Bpost – Infoimplementation Manager access fees S2Bpost – Training implementation P155.25 P155.25 Free 0.22% ofoutstanding the 0.22% of themonthly outstanding 0.1155% of the of the 0.1045% of the 0.1045% of the (d) TRADE FACILITATION CHARGES monthly outstanding monthly (h) TRANSACTION BANKING 100.00 109.18 of Cheques 109.18 Stop Draft Stop Draft Stop Payment Direct Debits S2B – Info Manager S2B – Info access Manager fees access fees 30.1155%25-36 2.98% 2.24% 2.90% 0.66% 3.64% P3.00 Free Free monthly outstanding monthly outstanding monthly outstanding monthly outstanding monthly outstanding monthly outstanding balance balance balance (i) Foreign Exchange Charges (i) Internet 0.25%% (min Direct 84.46 Debits max 281.19) 100.00 Real Gross Settlement 100.00 Stop Payment Stop of Cheques Payment ofTime Cheques Direct Debits Banking (S2B) P3.00 P3.00 4balance37-48 balance 3.98%balance 2.99% 3.81% 0.82% balance 4.80% balance balance Local SWIFT Bank Transfer 51.50 0.25% (min 25.90 max 194.25) 0.25%% (min 84.46 max 281.19) 0.25%% (min 84.46 max 281.19) S2B – Setup and implementation Local Settlement Transfer to Other Banks Real Time Gross Real Settlement Time Gross Local Transfers: Manual P300.00 5 49-60 4.92% 3.69% 4.71% 1.02% 5.94% 0.25%max (min194.25) 25.90 max 194.25) (Electronic Local Transfer Local to Other Transfer Banks to Other Funds Banks Transfer) 0.25% (min 25.90 International SWIFT Transfer 103.00 Vendor and other payments to other banks P250.00 Local Transfers: Manual Transfers: Manual S2BLocal – Monthly Maintenance fee 0.25% min P26.91, max P200.79 MORTGAGE PROTECTION 6 PROTECTION 61-72 5.90% 4.43% 5.45% 1.02% 6.92% maxand 298.06) Transfers (Electronic (Electronic Transfer) Funds Vendor other Vendor and other topayments other banks to other banks 3% (min 15.45)0.25%(min 51.75 Purchase Funds and sale ofTelegraphic notesTransfer) S2B – payments Vasco Token (first Issue) 0.25% min P26.91, 0.25% min maxP26.91, P200.79max P200.79 MORTGAGEMORTGAGE PROTECTION Free Credit life annual premium is 0.77% of the outstanding loan amount 0.25%(min 51.75500) max 298.06) 0.25%(min 51.75 max Telegraphic Transfers Telegraphic Transfers Vendor and payments within bank (FCY) USD30/ EUR25/ GBP20/ ZAR250 0.25% (min 50298.06) max Foreign Cheque Purchase S2B – Replacement of other approver device P103.50 Credit life annual Creditpremium life annual is 0.77% premium of the is 0.77% outstanding of the loan outstanding amountloan amount (e) PAYMENT AND CLEARING CHARGES RTGS Transfers Vendor and other Vendor payments and other within payments bank (FCY) within bank (FCY) 0.25%, min P84.46, max P281.19 USD30/ EUR25/ USD30/ GBP20/ EUR25/ ZAR250 GBP20/ ZAR250 Foreign draft/Cheque collection 148.47 S2B – Reactivation of expired user profile CREDIT CARD INSURANCE FEES P50 (i) Cheque-books/Forms (e) PAYMENT (e)AND PAYMENT CLEARING AND CHARGES CLEARING CHARGES The currency conversion rate for authorization of a foreign currency transaction Payroll (within bank and other banks) RTGS Transfers RTGS Transfers P3.00 0.25%, min P84.46, 0.25%, min max P84.46, P281.19max P281.19 Cheques, drafts and bills negotiated 51.50 S2B – Reactivation of expired group profile P50 Fee rate Admin Credit Life transaction Total Issue of First Personal Cheque Book (i) Cheque-books/Forms (i) Cheque-books/Forms The currencyThe conversion currency conversion for authorization rate for authorization of a foreign currency of a foreign transaction currency Payroll (within Payroll bank (within and other bank banks) and other banks) P3.00 Free P3.00 and returned unpaid Draft Replacement transactionFees is settled at a later date. Subsequent ChequeBook Books Issue of FirstIssue Personal of First Cheque Personal Book Cheque Charge Premium Insurance Fee Local Transfers: Online 30.90 Free Free 0.25% (min 50 max 500) Draft Issued on Local Currency Account S2B – Training post implementation transaction istransaction settled at aislater settled date. at a later date. Issue of Bank Cheque: Subsequent Subsequent Cheque Books Cheque Books VendorOnline and other payments to other banks P155.25 Local Transfers: LocalOnline Transfers: 30.90 30.90 P5.00 0.22% of the 0.1155% of the 0.1045% of the 109.18 All charges are VAT Exclusive StopofDraft S2B – Info Manager access fees - Customer Issue Bank Issue Cheque: of Bank Cheque: Free Vendor and other Vendor payments and other to payments other banks to other banks 30.90 P5.00 P5.00 monthly outstanding monthly outstanding monthly outstanding charges are All VAT charges Exclusive are VAT Exclusive 100.00 Payment of Cheques Direct Debits - Non-Customer -Stop Customer - Customer RTGS Transfers P3.00 0.25% min P50,All 250.00 30.90 30.90 max P282.56 ^ There will be no charge for processing these transactions through remote balance balance balance 0.25%% (min 84.46 Cheque Encashment: -Real Non-Customer - Non-Customer Time Gross Settlement Payroll (within bank and other banks) RTGS Transfers RTGS Transfers 250.00 250.00max 281.19) P3.00 0.25% min P50, 0.25% max min P282.56 P50, max P282.56 however, charges for services utilized will applyremote as per this fee schedule ^ There will be ^ There no charge will channels be fornoprocessing charge forthese processing transactions these transactions through remote through - Personal Cheque Encashment: Cheque Encashment: Payroll (within Payroll bank (within and other bank banks) and other banks) P3.00 0.25% (min 25.90 max 194.25) Local Transfer to Other Banks 20.60 Local Transfers: Manual P3.00 channels however, channels charges however, for services charges utilized for services will apply utilized as will per apply this fee asschedule per this fee schedule - Business - (Electronic Personal -Funds Personal Transfers: Manual 20.00 20.60 20.60 Transfer) Vendor andInternational other payments to other banks(Inward & Outward) 0.25% min P26.91, max P200.79 * Only aaplicable to Pay as You Go Account MORTGAGE PROTECTION -Telegraphic Business - Transfers Business Unpaid Due to Lack of Funds BWP 0.25% min P51.75, max P298.06 penalty P250.00 International International Transfers: Manual Transfers: (Inward Manual & Outward) (Inward & Outward) 257.50 20.00 20.00 0.25%(min 51.75 max 298.06) ** as Only to Go Priority Banking Clients where monthly account balance * Only aaplicable * Onlytoaaplicable Pay You toApplicable Go PayAccount as You Account Post Dated Cheques (Charge Drawer) Unpaid Due Unpaid to Lack Due of Funds to Lack of Funds USD 0.25%, min USD10.30, max USD77.25, penalty USD75.00 BWP BWP 0.25% min P51.75, max P298.06 penalty P250.00 0.25% min P51.75, max P298.06 penalty P250.00 life annual premium isClients 0.77% ofaccount themonthly outstanding loan amount 250.00 257.50 257.50 (AUM) below thewhere required threshold ** Only Applicable ** OnlytoCredit Applicable Priority Banking to isPriority Clients Banking monthly where balance account balance Vendor and other payments within bank (FCY) USD30/ EUR25/ GBP20/ ZAR250 Post Dated Cheques Post Dated (Charge Cheques Drawer) (Charge Drawer) GBP 0.25%, min USD10.30, 0.25% min GBP5.15, max GBP51.50 penalty GBP75.00 USD USD USD77.25, USD75.00 0.25%, minmax USD10.30, maxpenalty USD77.25, penalty USD75.00 250.00 250.00 *** Onlythe Applicable Home Loans (AUM) is below (AUM) the is required below threshold required to threshold (e) PAYMENT AND CLEARING CHARGES RTGS Transfers 0.25%, min P84.46, max P281.19 ZAR 0.25% min GBP5.15, 0.25%, min ZAR51.50, max ZAR360.50, penalty ZAR350 GBP GBP max GBP51.50 penalty GBP75.00 0.25% min GBP5.15, max GBP51.50 penalty GBP75.00 *** Only Applicable *** OnlytoApplicable Home Loans to Home Loans rate for authorization of a foreign currency transaction (i) Cheque-books/Forms The currency conversion Payroll (within bank and other banks) P3.00 EUR 0.25%, min ZAR51.50, 0.25%, min max EUR5.15, max EUR51.50, penalty EUR75.00 ZAR ZAR ZAR360.50, penalty ZAR350 0.25%, minmax ZAR51.50, ZAR360.50, penalty ZAR350 Issue of First Personal Cheque Book Free EUR E-mail Payment Free EUR 0.25%, minNotification EUR5.15, max EUR51.50, EUR75.00 0.25%, min EUR5.15, maxpenalty EUR51.50, penalty EUR75.00 under Business Banking. transaction is settled at a later date. Subsequent Cheque Books Local Transfers: Online Free Notification E-mail Payment Notification Free 30.90E-mail Payment under Business under Banking. Business Banking. Charge
Issue of Bank Cheque: - Customer
30.90
Vendor and other payments to other banks
P5.00
All charges are VAT Exclusive