Idea Transcript
This PDF package contains: ¾ The most recent NextGen Month-End returns ¾ The most recent NextGen Quarter-End returns Click on a file to view the information.
The performance data shown represents past performance of the Portfolios and is not a guarantee of future performance of the Portfolios. Current performance may be higher or lower than the performance presented here. The investment return and the value of the investment will fluctuate so that an investor's units, when redeemed, may be worth more or less than their original cost. Please visit www.nextgenforme.com for most recent month-end performance updates. The returns shown reflect total return for the period ending January 31, 2018, after giving effect to the Maine Administration, Management and Portfolio Servicing Fees, as applicable, as well as fees and expenses of the Underlying Funds. The Maine Administration Fee was eliminated effective June 9, 2014. There is no sales charge or contingent deferred sales charge on units in the Client Direct Series. The allocation of the Portfolios is subject to revision at any time by the Finance Authority of Maine (FAME). Investment return will fluctuate with market conditions.
NextGen Plan® - Client Direct Series Portfolio Performance
01/31/2018 AVERAGE ANNUAL TOTAL RETURN
TOTAL RETURN
Portfolio
Inception Date
Gross Expense Ratio
Month
YTD
1YR
3YR
5YR
10YR
Since Inception*
BlackRock Client Direct Series BlackRock Age-Based 0-3 Years Portfolio
04/30/07
0.53%
4.85%
4.85%
22.21%
10.97%
11.40%
6.96%
5.94%
BlackRock Age-Based 4-7 Years Portfolio
10/30/17
0.55%
4.29%
4.29%
N/A
N/A
N/A
N/A
6.90%
BlackRock Age-Based 8-10 Years Portfolio
04/30/07
0.57%
3.62%
3.62%
17.17%
8.63%
9.22%
6.15%
5.33%
BlackRock Age-Based 11-13 Years Portfolio
04/30/07
0.57%
2.65%
2.65%
13.55%
6.88%
7.53%
5.51%
4.87%
BlackRock Age-Based 14-16 Years Portfolio
04/30/07
0.57%
1.76%
1.76%
9.70%
5.09%
5.65%
4.65%
4.23%
BlackRock Age-Based 17-19 Years Portfolio
04/30/07
0.58%
1.18%
1.18%
6.92%
3.78%
4.20%
3.73%
3.54%
BlackRock Age-Based 20+ Years Portfolio
04/30/07
0.63%
0.34%
0.34%
2.43%
1.42%
1.43%
1.47%
1.56%
BlackRock 100% Equity Portfolio
04/30/07
0.49%
6.07%
6.07%
27.02%
13.20%
13.48%
7.79%
6.63%
BlackRock Equity Index Portfolio
04/30/07
0.18%
5.72%
5.72%
26.18%
14.45%
15.68%
9.47%
8.18%
BlackRock Fixed Income Portfolio
06/09/14
0.58%
0.09%
0.09%
3.69%
2.53%
N/A
N/A
2.55%
BlackRock Balanced Portfolio
06/09/14
0.54%
3.11%
3.11%
14.87%
7.80%
N/A
N/A
6.53%
09/20/10
0.28%
3.80%
3.80%
20.45%
10.51%
11.08%
N/A
11.20%
BlackRock iShares Client Direct Series iShares Age-Based 0-3 Years Portfolio iShares Age-Based 4-7 Years Portfolio
10/30/17
0.28%
3.02%
3.02%
N/A
N/A
N/A
N/A
5.80%
iShares Age-Based 8-10 Years Portfolio
09/20/10
0.27%
2.56%
2.56%
15.50%
8.09%
8.73%
N/A
9.28%
iShares Age-Based 11-13 Years Portfolio
09/20/10
0.26%
1.73%
1.73%
12.30%
6.50%
7.11%
N/A
7.53%
Page 1 of 3
NextGen Plan® - Client Direct Series Portfolio Performance
01/31/2018 AVERAGE ANNUAL TOTAL RETURN
TOTAL RETURN
Portfolio
Inception Date
Gross Expense Ratio
Month
YTD
1YR
3YR
5YR
10YR
Since Inception*
iShares Age-Based 14-16 Years Portfolio
09/20/10
0.27%
0.80%
0.80%
8.20%
4.45%
5.01%
N/A
5.70%
iShares Age-Based 17-19 Years Portfolio
09/20/10
0.30%
0.53%
0.53%
5.36%
2.98%
3.37%
N/A
3.81%
iShares Age-Based 20+ Years Portfolio
09/20/10
0.34%
0.09%
0.09%
1.60%
0.88%
1.05%
N/A
1.01%
iShares Diversified Equity Portfolio
09/20/10
0.28%
5.15%
5.15%
25.73%
13.07%
13.56%
N/A
13.45%
iShares Diversified Fixed Income Portfolio
09/20/10
0.38%
-0.59%
-0.59%
1.64%
1.19%
1.55%
N/A
2.24%
iShares Balanced Portfolio
06/11/14
0.45%
1.80%
1.80%
12.28%
5.62%
N/A
N/A
4.88%
03/01/12
0.00%
0.10%
0.10%
0.20%
0.17%
0.14%
N/A
0.13%
04/30/07
0.20%
0.16%
0.16%
1.95%
1.73%
1.33%
1.96%
2.13%
NextGen Savings Client Direct Series (1) NextGen Savings Portfolio Principal Plus Client Direct Series (2) Principal Plus Portfolio
Investors may obtain performance data current to the most recent month-end and quarter-end by accessing www.nextgenforme.com (1) The return of the NextGen Savings Portfolio is based on the interest rate paid by Bank of America, N.A. (the "Bank") on the deposits of the NextGen Savings Portfolio, which will vary over time at the Bank’s discretion without notice. The Program Manager and FAME do not currently charge any fees for the NextGen Savings Portfolio, but reserve the right to do so in the future. Any such fees would reduce the return shown for the NextGen Savings Portfolio. (2) Although the Principal Plus Portfolio is currently invested entirely in the New York Life guaranteed interest account (GIA), the Principal Plus Portfolio's investments have changed over time. At various times since its inception, the Principal Plus Portfolio has been invested in a guaranteed investment contract (GIC), the Cash Allocation Account, and the Bank Deposit Account. The historical performance of the Principal Plus Portfolio has been affected by each of these investments. Please see the Program Description and any supplements for more information. The Program Manager provides administrative services with respect to the Principal Plus Portfolio and performs credit analyses on the issuers of GICs and GIAs. New York Life has issued the GIA and guarantees principal allocated to the GIA, accumulated interest and its future interest rates. New York Life's commitment to the GIA is based solely on its ability to pay its obligation from its general account. The commitment to the GIA is not secured by any collateral.
* Since inception returns for periods of less than one year are not annualized. Please note that there are limitations when viewing short-term performance results in Portfolios with less than one year of performance. This short-term performance may not be achieved over longer time periods. The NextGen Plan is a Section 529 plan administered by FAME. Before you invest in the NextGen plan, request a NextGen Plan Program Description from your financial advisor, call Merrill Edge at 1-877-4-NEXTGEN (877-463-9843) or download it from www.nextgenforme.com and read it carefully. The Program Description contains more complete information, including investment objectives, charges, expenses and risks of investing in the NextGen plan, which you should carefully consider before investing. You also should consider whether your home state or your designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's 529 plan. Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer, member SIPC, is the program manager and underwriter.
Page 2 of 3
General investment risks and specific risks of investing in plan portfolios can include, but are not limited to, risks of convertible securities; sector or industry focus; credit; derivative securities; foreign securities, including currency exchange rates, political and economic developments, trading practices, availability of information, limited markets and heightened risk in emerging markets; growth or value style investing; interest rate; lower-rated and unrated securities; mortgage securities and asset-backed securities; restructuring and distressed companies; securities lending; smaller and midsize companies; and stocks. Program accounts are not bank deposits, are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Administration, are not debt or obligations of, or guaranteed by, any bank or other financial institution. NextGen and NextGen Plan are registered trademarks of the Finance Authority of Maine. ARM374TG
Page 3 of 3
The performance data shown represents past performance of the Portfolios and is not a guarantee of future performance of the Portfolios. Current performance may be higher or lower than the performance presented here. The investment return and the value of the investment will fluctuate so that an investor's units, when redeemed, may be worth more or less than their original cost. Please visit www.nextgenforme.com for most recent month-end performance updates. The returns shown reflect total return for the period ending December 29, 2017, after giving effect to the Maine Administration, Management and Portfolio Servicing Fees, as applicable, as well as fees and expenses of the Underlying Funds. The Maine Administration Fee was eliminated effective June 9, 2014. There is no sales charge or contingent deferred sales charge on units in the Client Direct Series. The allocation of the Portfolios is subject to revision at any time by the Finance Authority of Maine (FAME). Investment return will fluctuate with market conditions.
NextGen Plan® - Client Direct Series Portfolio Performance
12/29/2017 AVERAGE ANNUAL TOTAL RETURN
TOTAL RETURN
Portfolio
Inception Date
Gross Expense Ratio
Month
YTD
1YR
3YR
5YR
10YR
Since Inception*
BlackRock Client Direct Series BlackRock Age-Based 0-3 Years Portfolio
04/30/07
0.52%
1.08%
18.82%
18.82%
8.52%
11.23%
5.69%
5.52%
BlackRock Age-Based 4-7 Years Portfolio
10/30/17
0.53%
0.89%
N/A
N/A
N/A
N/A
N/A
2.50%
BlackRock Age-Based 8-10 Years Portfolio
04/30/07
0.54%
0.90%
14.69%
14.69%
7.01%
9.10%
5.16%
5.02%
BlackRock Age-Based 11-13 Years Portfolio
04/30/07
0.54%
0.74%
11.91%
11.91%
5.88%
7.44%
4.77%
4.66%
BlackRock Age-Based 14-16 Years Portfolio
04/30/07
0.54%
0.52%
8.64%
8.64%
4.58%
5.58%
4.15%
4.09%
BlackRock Age-Based 17-19 Years Portfolio
04/30/07
0.56%
0.42%
6.29%
6.29%
3.51%
4.18%
3.44%
3.45%
BlackRock Age-Based 20+ Years Portfolio
04/30/07
0.63%
0.17%
2.35%
2.35%
1.37%
1.42%
1.39%
1.54%
BlackRock 100% Equity Portfolio
04/30/07
0.49%
1.29%
22.65%
22.65%
9.91%
13.29%
6.29%
6.09%
BlackRock Equity Index Portfolio
04/30/07
0.18%
1.10%
21.59%
21.59%
11.21%
15.55%
8.19%
7.68%
BlackRock Fixed Income Portfolio
06/09/14
0.55%
0.27%
4.19%
4.19%
2.87%
N/A
N/A
2.58%
BlackRock Balanced Portfolio
06/09/14
0.52%
0.74%
12.95%
12.95%
6.39%
N/A
N/A
5.77%
09/20/10
0.28%
1.20%
18.19%
18.19%
8.83%
11.06%
N/A
10.77%
BlackRock iShares Client Direct Series iShares Age-Based 0-3 Years Portfolio iShares Age-Based 4-7 Years Portfolio
10/30/17
0.28%
0.98%
N/A
N/A
N/A
N/A
N/A
2.70%
iShares Age-Based 8-10 Years Portfolio
09/20/10
0.27%
0.97%
14.13%
14.13%
7.13%
8.73%
N/A
9.01%
iShares Age-Based 11-13 Years Portfolio
09/20/10
0.26%
0.84%
11.57%
11.57%
6.02%
7.11%
N/A
7.37%
Page 1 of 3
NextGen Plan® - Client Direct Series Portfolio Performance
12/29/2017 AVERAGE ANNUAL TOTAL RETURN
TOTAL RETURN
Portfolio
Inception Date
Gross Expense Ratio
Month
YTD
1YR
3YR
5YR
10YR
Since Inception*
iShares Age-Based 14-16 Years Portfolio
09/20/10
0.27%
0.54%
8.04%
8.04%
4.43%
5.05%
N/A
5.65%
iShares Age-Based 17-19 Years Portfolio
09/20/10
0.30%
0.38%
5.31%
5.31%
3.00%
3.41%
N/A
3.78%
iShares Age-Based 20+ Years Portfolio
09/20/10
0.34%
0.09%
1.61%
1.61%
0.91%
1.07%
N/A
1.01%
iShares Diversified Equity Portfolio
09/20/10
0.28%
1.48%
22.37%
22.37%
10.60%
13.48%
N/A
12.83%
iShares Diversified Fixed Income Portfolio
09/20/10
0.38%
0.25%
2.51%
2.51%
1.78%
1.63%
N/A
2.35%
iShares Balanced Portfolio
06/11/14
0.45%
0.60%
11.34%
11.34%
5.00%
N/A
N/A
4.47%
03/01/12
0.00%
0.00%
0.10%
0.10%
0.13%
0.12%
N/A
0.12%
04/30/07
0.20%
0.16%
1.95%
1.95%
1.68%
1.31%
1.98%
2.13%
NextGen Savings Client Direct Series (1) NextGen Savings Portfolio Principal Plus Client Direct Series (2) Principal Plus Portfolio
Investors may obtain performance data current to the most recent month-end and quarter-end by accessing www.nextgenforme.com (1) The return of the NextGen Savings Portfolio is based on the interest rate paid by Bank of America, N.A. (the "Bank") on the deposits of the NextGen Savings Portfolio, which will vary over time at the Bank’s discretion without notice. The Program Manager and FAME do not currently charge any fees for the NextGen Savings Portfolio, but reserve the right to do so in the future. Any such fees would reduce the return shown for the NextGen Savings Portfolio. (2) Although the Principal Plus Portfolio is currently invested entirely in the New York Life guaranteed interest account (GIA), the Principal Plus Portfolio's investments have changed over time. At various times since its inception, the Principal Plus Portfolio has been invested in a guaranteed investment contract (GIC), the Cash Allocation Account, and the Bank Deposit Account. The historical performance of the Principal Plus Portfolio has been affected by each of these investments. Please see the Program Description and any supplements for more information. The Program Manager provides administrative services with respect to the Principal Plus Portfolio and performs credit analyses on the issuers of GICs and GIAs. New York Life has issued the GIA and guarantees principal allocated to the GIA, accumulated interest and its future interest rates. New York Life's commitment to the GIA is based solely on its ability to pay its obligation from its general account. The commitment to the GIA is not secured by any collateral.
* Since inception returns for periods of less than one year are not annualized. Please note that there are limitations when viewing short-term performance results in Portfolios with less than one year of performance. This short-term performance may not be achieved over longer time periods. The NextGen Plan is a Section 529 plan administered by FAME. Before you invest in the NextGen plan, request a NextGen Plan Program Description from your financial advisor, call Merrill Edge at 1-877-4-NEXTGEN (877-463-9843) or download it from www.nextgenforme.com and read it carefully. The Program Description contains more complete information, including investment objectives, charges, expenses and risks of investing in the NextGen plan, which you should carefully consider before investing. You also should consider whether your home state or your designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's 529 plan. Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer, member SIPC, is the program manager and underwriter.
Page 2 of 3
General investment risks and specific risks of investing in plan portfolios can include, but are not limited to, risks of convertible securities; sector or industry focus; credit; derivative securities; foreign securities, including currency exchange rates, political and economic developments, trading practices, availability of information, limited markets and heightened risk in emerging markets; growth or value style investing; interest rate; lower-rated and unrated securities; mortgage securities and asset-backed securities; restructuring and distressed companies; securities lending; smaller and midsize companies; and stocks. Program accounts are not bank deposits, are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Administration, are not debt or obligations of, or guaranteed by, any bank or other financial institution. NextGen and NextGen Plan are registered trademarks of the Finance Authority of Maine.
ARM374TG
Page 3 of 3